Public Paper
-
Effects of Loan-Sharking on Philippines’ Microenterprises
ISSN: 2195-1381Publisher: author   
Effects of Loan-Sharking on Philippines’ Microenterprises
View Paper PDF
Abstract
This study has investigated the effects of loan-sharking on microenterprises in the Province of Capiz, focusing on the sustainability of the business, profitability of the business, and standard of living when taken as a whole and grouped into entrepreneur and business. It was administered to 850 respondents on a quota sampling method where all microenterprises have existing businesses and have knowledge of loan-sharking. Since microenterprises continue to grow, loan sharks attract these business owners. Loan-sharking has been able to coexist with formal loaning systems, and microenterprises kept dealing business with them for it provides easy access to capital, easy payment method, and hope in a time of emergencies. Using statistical tools, findings show that respondents using their demographics are favorable with the effects of loan-sharking on the sustainability of the business and standard of living. On the other hand, the profita...
SUBMIT CONCEPT ASK QUESTION
International Category Code (ICC):
ICC-0202
Evaluator Publisher Relations Manager
International Article Address (IAA):
Pending
Paper Profile:
Private
Visitors: 0
Paper Evaluation: Pending
ASI-Factor: 0
Paper Improving: Pending
Paper Flaws: 0
References
Bryman, A.; Bell, E. (2003), "Business Research Methods," Oxford University Press, Oxford, U.K.
Cooper, Donald R.; Schindler, Pamela S. (2003), "Business Research Method", Eight Edition, McGraw-Hill Higher Education, Boston, U.S.A.
Easterby-Smith, M.; Thorpe, R.; Lowe, A. (2002), "Management Research – An Introduction", Second Edition, Sage Publication Ltd., U.K.
Hantrais, L.; Mangen, S. (1996), "Cross-National Research Methods in the Social Sciences", A Cassell Imprint Wellington House, London, UK
*Saunders M.; Lewis, P.; Tronhill, A. (2007), "Research Methods for Business Students", Fourth Edition, Pearson Education Ltd., p. 32
Applied Nonparametric Statistics (2nd ed.). Boston: PWS-Kent. pp. 226–234.
Lehmann, Erich L. (2006). Nonparametrics: Statistical methods based on ranks. With the special assistance of H.J.M. D'Abrera (Reprinting of 1988 revision of 1975 Holden-Day ed.). New York: Springer. pp. xvi+463. ISBN 978-0-387-35212-1. MR 0395032.
A.B., 1923, Amherst College; D.S.S.(in Econ.), 1938, Graduate Faculty of Political and Social Sciences, Amherst College. Director, Department of Consumer Credit Studies, Russell Sage *Foundation. Author, CONSUMER CREDIT AND ECONOMIC STABILITY (1939); co-author (with L. N. Robinson), REGULATION OF THE SMALL LOAN BUSINESS (1935) and (with Holthausen and Merriam) VOLUME OF INSTALMENT CREDIT, 1929 TO 1938 (5939). Author of numerous pamphlets and articles bearing upon the field of consumer credit.
Kyoto Review of Southeast Asia. Issue 4 (October 2003). Regional Economic Integration)
Rafaelita M. Aldaba, Philippine Journal of Development, Number 71, First and Second Semester 2012, S.M.E. Development: Narrowing the Development Gap in the ASEAN Economic Community.
Beware of Loan Shark: How to avoid Illegal Lenders, an article from Moneymax.ph
Agabin, M. H. 1988. A Review of Policies Impinging on the Informal Credit Markets in the Philippines. Makati City: Philippine Institute for Development Studies.
Amante, M.S.V. 1999. "Social Security and Labor Insecurities under Globalization." In Social Security and Labor Insecurities under Globalization, ed.
R.E. Ofreneo and M.R. Serrano. Quezon City: University of the Philippines.
Asian Development Bank. 2000. Key Indicators of Developing Asian and Pacific Countries. Hong Kong: Oxford University Press (China) Ltd.
Casuga, M.S., D.C.E. Erfe, and M.B. Lamberte. 1999. Credit Programs for the Poor: A Tale of Two Studies. Makati City: Philippine Institute for Development Studies.
Ching, F., L. Y. C. Lim, and B.M. Villegas. 1999. The Asian Economic Crisis: Policy Choices, Social Consequences, and the Philippine Case. New York: Asia Society.
Constantino, E.A. 1998. Current Topics in the Philippine Linguistics. Quezon City: University of the Philippines Press.
Ghate, P. 1992. Informal Finance: Some Findings from Asia. Manila: Asian Development Bank.
Guzman, G.G., R.G. Manasan, A.C. Orbeta, and C.M. Reyes. 1999. The Social Impact of the Financial Crisis in the Philippines. Manila: Asian Development Bank.
Jocano, F.L. 1998. Filipino Social Organization: Traditional Kinship and Family Organization. Quezon City: Punlad Research House.
Lamberte, M.B. 1999. A Second Look at the Credit Crunch: The Philippine Case. Manila: Asian Development Bank.
Lamberte, M.B. 1988. The Urban Informal Credit Markets: An Integrative Report. Manila: Asian Development Bank.
Mangahas, M. 2001. "Brief History of Poverty Monitoring." Press Release. Quezon City: Social Weather Stations.
Mangahas, M. 2001. "The S.W.S. Crime Victimization Statistics." Press Release. Quezon City: Social Weather Stations.
Mitchell, M. 2001. "This Land Is Your Land: Land Rights in the Philippines." Far Eastern Economic RevMarch 29ch 29, 2001.
National Statistics Office. 2000. Annual Population Growth. Quezon City.
Paralkar, R. 2000. The World Bank's Role in the Fight Against Poverty in the Philippines. Washington, D.C.: World Bank.
Scott, J.C. 1976. The Moral Economy of the Peasant: Rebellion and Subsistence in Southeast Asia. New Haven and London: Yale University Press.
World Bank. 2001. Education in the Philippines, Social Policy and Governance. Washington, D.C.: World Bank.
Yoshihara Kunio. 1994. The Nation and Economic Growth: The Philippines and Thailand. Kuala Lumpur: Oxford University Press.
Sansa, N. A. (2019). A Critical Analysis of Effects of Loan Conditions on Accessibility to Loans by Small Businesses in Tanzania. Available at SSRN 3315124.
Angeles, I. T., Calara, M. S. P., & de Guzman, A. B. (2019). The mediating effect of microfinancing on access to finance and growth of microenterprises: evidence from the Philippines. Journal of Global Entrepreneurship Research, 9(1), 1-16.
Alvarado Lagunas, E., Dávila Aguirre, M. C., & Vázquez Zacarías, M. A. (2018). Factors that influence the continuity and survival of a micro-business in Mexico. Contaduría y administración, 63(3), 0-0.
Fidel, R. (1993). Qualitative methods in information retrieval research. Library and information science research, 15, 219-219.
https://kyotoreview.org/issue-4/the-bombay-5-6-last-resource-informal-financiers-for-philippine-micro-enterprises/
https://www.become.co/blog/a-brief-history-of-loans-business-lending-through-the ages
A.S.A. official website (www.asabd.org)
BRAC official website (www.brac.net)
www.cia.gov/library/publications/the-world-factbook/index.html
Microcredit - Free Finance Essay - Essay UK. https://www.essay.uk.com/free-essays/finance/microcredit.php
Thesis Proposal on 4ps Free Essay Example. https://studymoose.com/thesis-proposal-on-4ps-essay
The "Bombay 5-6": Last Resource Informal Financiers for .... https://kyotoreview.org/issue-4/the-bombay-5-6-last-resource-informal-financiers-for-philippine-micro-enterprises/
https://www.cgap.org/sites/default/files/CGAP-Focus-Note-Does-Microcredit-Really-Help-Poor-People-Jan-2010.pdf
https://scholarship.law.duke.edu/cgi/viewcontent.cgi?article=2053&context=lcp
https://www.walmart.com/ip/Quick-Cash-The-Story-of-the-Loan-Shark-9780875804309/14704369
https://www.moneymax.ph/personal-loan/articles/loan-shark-philippines
https://dirp4.pids.gov.ph/webportal/CDN/PUBLICATIONS/pidspjd12
https://www.moneymax.ph/personal-loan/articles/loan-shark-philippines
https://dirp4.pids.gov.ph/webportal/CDN/PUBLICATIONS/pidspjd12
Asean 2015 - Term Paper - Term Paper Warehouse. https://www.termpaperwarehouse.com/essay-on/Asean-2015/296743
https://www.become.co/blog/a-brief-history-of-loans-business-lending-through-the-ages/
https://www.dof.gov.ph/sec-takes-steps-vs-informal-lenders/
https://www.moneymax.ph/personal-loan/articles/ loan-shark-Philippines
Kruskal-Wallis H Test in SPSS Statistics | Procedure .... https://statistics.laerd.com/spss-tutorials/kruskal-wallis-h-test-using-spss-statistics.php