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The Effectiveness Of Micro-Credit (Hijrah) Selangor in Widening The Middle-Income Earners
ISSN: 2716 - 6643
Publisher: author
The Effectiveness Of Micro-Credit (Hijrah) Selangor in Widening The Middle-Income Earners
Indexed in
Social Sciences
ARTICLE-FACTOR
1.3
Article Basics Score: 3
Article Transparency Score: 2
Article Operation Score: 2
Article Articles Score: 3
Article Accessibility Score: 3
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International Category Code (ICC):
ICC-0202
Publisher: Azka International Journal Of Zakat & Social Finance Akade..
International Journal Address (IAA):
IAA.ZONE/271678026643
eISSN
:
2716 - 6643
VALID
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Abstract
This study examines on how participants’ education, economy and satisfaction contribute to the effectiveness of microcredit scheme known as Hijrah Selangor in widening the middleincome earners group in Selangor. To examine this, a cluster sampling consisting of 210 respondents, who reside and operate their businesses in three different zones, were given a set of questionnaires to gather the information. Several different statistical analyses are conducted with the main analysis being a multiple linear regression analysis. The results indicate that all studied variables; education, economy, and satisfaction have a positive relationship with the effectiveness of Hijrah Selangor. Economy has the most significant relationship and the highest effect on the effectiveness of Hijrah Selangor. The increase in monthly household income of the participants before and after joining the program is found to justify the objective of Hijrah Selangor...
